News & Updates

With interest rates still elevated and regulatory clarity emerging, now is a strategic time for community banks to revisit subordinated debt—a flexible, non-dilutive capital tool that can stabilize funding costs and support long-term growth. Bankers’ Bank offers expert guidance to help institutions structure and place offerings tailored to their financial goals.

Bankers’ Bank, is pleased to announce the completion of a $16.0 million private placement of fixed-to-floating rate subordinated notes for Emmetsburg Bank Shares, Inc.

Banks across the United States are entering 2025 with a sharp focus on planning and meeting their capital needs. With the economic environment continuing to evolve, many banks are analyzing opportunities for growth and determining the most effective strategies to strengthen their financial positions.

Community banks should have a segmentation strategy for their investment portfolio. Discover best practices to follow for your bank.

Late last year, a number of publicly traded banks sold underwater bonds in their portfolios to reposition low-yielding securities holdings and provide additional liquidity to the balance sheet. Here are some considerations for your bank as you look at repositioning your investment portfolio.

As your bank positions its balance sheet for current and future needs, consider continued liquidity diversification as a goal in your team’s planning.