We have a variety of personalized account services to meet the operational needs of your bank.

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Coordinate effective end-of-day investments by having all your transactions settled in a demand deposit account (DDA). Our DDA accounts provide the means to accommodate settlement of the following transactions:

  • Faster payments
  • Cash letter
  • ACH (Automated clearing house)
  • Wire transfer
  • Federal Reserve Bank (FRB) vault cash services
  • International payments
  • Money market 
  • Discount window / FED borrowing program
  • Federal Reserve pass-through account
  • Daily cash management sweep


Taking advantage of our cash management sweep will provide your community bank with many benefits including:

  • Automatic sweep into our Fed Funds program 
  • Centralized transactions
  • Maximize operational efficiency and earning potential
  • No FDIC assessment
  • Eliminate risk of daylight overdrafts
  • Investments of your excess balances
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Person typing on a calculator


Need help upholding your Federal Reserve Board (FRB) reserve requirement and eliminating the need of maintaining an account at the Federal Reserve? Through our Federal Reserve pass-through account, we’ll hold any deficiencies in your name to meet cash requirements and return the funds as the maintenance period ends. Plus, interest earned will be posted directly to your account.


We are your Faster Payments partner. All of our Faster Payments solutions integrate seamlessly with our cash management platform, allowing you to take full advantage of our expertise and solutions. 

Right now, we enable full same-day ACH capabilities and provide Funding Agent services to simplify the management of good funds in The Clearing House’s RTP® Network. We’re live with the Federal Reserve Banks’ FedNowSM solution.

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Firesafe interface


FIRESafe makes accessing reports a breeze. View and download daily reports and statements all in one place!


The stronger your cash letter exchange network, the greater the rewards are for each partner. We invite you to join us and find out what your neighboring banks already know… OWN.IT is the leading network of its kind, exchanging checks internally at Bankers’ Bank, client to client, relaying the benefits to participating institutions across the Midwest. An exchange analysis can be provided upon request, which will analyze your current image exchange clearing costs against possible savings with OWN.IT.

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Fed Payments Reporter: banks can participate with BB to use the Fed Payments reporter for a variety of ACH reports.


“One week into our switch and we could not be happier. I want to thank you for your help in this conversion. You and everyone else we have been working with have been phenomenal. What a great group of people!”
Amy W. of Tomahawk, Wis.

Contact Us To Get Started

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Contact A Rep

  • (800) 388-5550