ENTERPRISE RISK MANAGEMENT (ERM)

Simplify the complexity of building an enterprise risk management program for your bank.

WHY DO YOU NEED ERM?

Community banking requires the systematic management of a broad-range of risks — credit, liquidity, strategic, reputational and more. Managing these risks can be complex, time consuming and unique to your institution, yet demand for a comprehensive enterprise risk management (ERM) program continues to grow.

HOW CAN RISK INSIGHTS WORK FOR YOU?

We’ve developed a cost-effective solution designed to assist community banks. Our solution assesses your current risk profile, and assists you in developing strategies to better manage these risks, and improve your institution’s financial performance and value.

Our solution will provide you with valuable information regarding your bank, including your current risk profile and strategies to improve your risk profile and financial performance. Bankers’ Bank has supported community banks for more than 40 years and has over 100 + years combined staff experience managing risk at community banks. 

Our new enterprise risk management solution, Risk Insights, offers CRO level support services and tools to help you better identify, measure, manage, and present risk across your entire organization.

THE BENEFITS OF RISK INSIGHTS

• SUPPORT

  Leave the data entry, model updates and reporting to us. Engaging our support services reduces the time and resources required from your team.

• EXPERIENCE

  Get access to more than 100 years of combined experience managing risk, and first-hand knowledge of this system, of which Bankers’ Bank is a satisfied customer!

• PERFORMANCE

  Understand the complete risk profile of your bank so that you can make better plans and decisions that impact your organization’s performance and value.

• IMPLEMENTATION

  Get your ERM program up and running in as little as 45 days.

• REPORTS

  Take the guesswork out of risk assessment with our easy-to-read reports and dashboards. See an executive summary as well as details related to each risk category.

• COST EFFECTIVE

  Design a customized solution that meets your bank’s unique needs and is cost-effective and viable for banks of all sizes.

• REGULATORY

  Improve your regulatory risk posture and strengthen your relationships with regulators.

ALM DRIVER

ALM Driver™ is a new generation modeling solution provided through our Risk Management division designed to empower community banks through a robust decision tool and dedicated support that aligns with your bank’s needs. Simulate balance sheets and test customized growth plans, create what-if scenarios to instantly see how your proposed strategies impact your bank, so you can actually use your ALM process to enhance your bank’s value and profits.