FEDERAL FUNDS

Meet your liquidity needs with our competitive federal funds solutions.

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FEDERAL FUNDS — PURCHASED

At Bankers’ Bank, we offer the ability to sell overnight federal funds to eligible banks through a variety of solutions including unsecured, secured and dual lines.

PURCHASED SOLUTIONS

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UNSECURED FEDERAL FUNDS GUIDELINES

  • Unsecured lines available
  • No need to pledge collateral 
  • No third-party review fees
  • Up to 30 days continuous borrowings allowed
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SECURED FEDERAL FUNDS GUIDELINES

  • Availability to pledge treasuries, agencies, DTC CDs and select municipal bonds
  • Rate decrease
  • Up to 90 days continuous borrowings allowed
  • External third-party reviewed completed on select pledged securities
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DUAL LINES GUIDELINES

  • Ability to pledge securities (minimum 50% of approved Federal Funds line) for a position of the borrowing availability
  • Availability to pledge treasuries, agencies, DTC CDs and select municipal bonds
  • Up to 90 days continuous borrowings allowed on both lines
  • Rate decrease for the secured portion
  • External third-party reviews completed on select pledge securities
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FEDERAL FUNDS — SOLD

We offer a fully disclosed agent federal funds program designed for maximum security of overnight investments through geographic and institutional diversification. This program also offers a competitive return on your overnight investment, mitigates concentration and saves the expense of multiple sales and wire transfers.

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SOLD BENEFITS

  • Your account can be cash managed, automatically sweeping funds to maximize your return
  • Daily electronic advices report purchasing institutions, terms and rates
  • Access to Excess Balance Account (EBA) maintained by the Federal Reserve
  • Funds are sold to purchasing institutions that are subject to quarterly financial analysis and daily monitoring for safety and soundness

View financial analysis of current eligible institutions:

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Contact A Rep

  • (800) 388-5550

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