Article

Discover why Adjustable-Rate Mortgages (ARMs) are gaining traction among homebuyers. Learn how ARMs offer lower initial rates, increased buying power, and short-term flexibility—plus how community banks can benefit from enhanced ARM programs.

Looking to expand your lending opportunities? Mortgage Insurance (MI) lets you say “yes” to more borrowers by enabling low down payment options—helping your bank close more loans, stay competitive, and build stronger client relationships.

This article discusses how lenders can utilize discount points to offer lower interest rates to borrowers, highlighting that a significant percentage of home loans employ this strategy.

Are your borrowers sitting on the sidelines, waiting for interest rates to improve? Shopping on rate alone is not always the best mindset for borrowers.

The mortgage industry has gone through shifts over the last few years. And with these changes, community banks need to adapt in order to remain successful at reaching their strategic goals.

Learn how a cash-out refinance can position your mortgage team for success in a high-rate, high-debt environment.