Uncategorized

Proposed Rule to Modernize BSA/AML Will Require Program Changes

On July 3, 2024, FinCEN released a proposed rule requiring financial institutions to update their BSA AML/CFT programs. This 66-page NPRM aims to modernize compliance requirements. Prepare now with our actionable steps and insights into the future state of BSA compliance.

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Investments

Things to Consider when Repositioning Your Investment Portfolio

Late last year, a number of publicly traded banks sold underwater bonds in their portfolios to reposition low-yielding securities holdings and provide additional liquidity to the balance sheet. Here are some considerations for your bank as you look at repositioning your investment portfolio.

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Payments and Cash Management

Westside State Bank Launches New FedNow Service

As a FedNow® pilot participant, Westside State Bank, a community bank in Iowa, is one of the first financial institutions in the U.S. to implement the Federal Reserve’s new FedNowService for instant payments and utilizing Bankers’ Bank for settlement services.

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Investments

Bankers’ bank now offering safekeeping services in Ohio

Bankers’ Bank now provides safekeeping services to community banks in Ohio.

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