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New legislation and shifting federal attitudes are reshaping the digital asset landscape, creating both risks and opportunities for community banks.

Agency lending isn’t just for big banks—community banks can tap into Fannie Mae, Freddie Mac, and HUD to offer competitive financing for CRE clients. With rates still attractive and new flexibilities in place, now’s the time to explore how Bankers’ Bank can help you deliver more value with less risk.

Looking to expand your lending opportunities? Mortgage Insurance (MI) lets you say “yes” to more borrowers by enabling low down payment options—helping your bank close more loans, stay competitive, and build stronger client relationships.

On July 3, 2024, FinCEN released a proposed rule requiring financial institutions to update their BSA AML/CFT programs. This 66-page NPRM aims to modernize compliance requirements. Prepare now with our actionable steps and insights into the future state of BSA compliance.

Late last year, a number of publicly traded banks sold underwater bonds in their portfolios to reposition low-yielding securities holdings and provide additional liquidity to the balance sheet. Here are some considerations for your bank as you look at repositioning your investment portfolio.

As a FedNow® pilot participant, Westside State Bank, a community bank in Iowa, is one of the first financial institutions in the U.S. to implement the Federal Reserve’s new FedNowService for instant payments and utilizing Bankers’ Bank for settlement services.