Investments

Banks across the United States are entering 2025 with a sharp focus on planning and meeting their capital needs. With the economic environment continuing to evolve, many banks are analyzing opportunities for growth and determining the most effective strategies to strengthen their financial positions.

Community banks should have a segmentation strategy for their investment portfolio. Discover best practices to follow for your bank.

Late last year, a number of publicly traded banks sold underwater bonds in their portfolios to reposition low-yielding securities holdings and provide additional liquidity to the balance sheet. Here are some considerations for your bank as you look at repositioning your investment portfolio.

As your bank positions its balance sheet for current and future needs, consider continued liquidity diversification as a goal in your team’s planning.

Does your bank deal with depositor balances exceeding FDIC insurance limits? Learn how using retail repurchase agreements can help you.

Learn what your bank needs to do in order to leverage Sweep Repos to protect and grow bank funding.