LEASING & EQUIPMENT FINANCE, THE BANKERS’ BANK WAY

Your business customers rely on you for financing solutions that help them grow. When it comes to equipment financing, you don’t need to build a leasing operation from the ground up to meet that need. Bankers’ Bank has already made the investment. Therefore, we can help you offer a program that aligns with your bank’s strategy, market, risk appetite, and preferred level of involvement.

Equipment financing is one of the most effective ways for businesses to acquire the tools and equipment they need without tying up valuable cash. Whether it’s manufacturing equipment, commercial vehicles, construction machinery, municipal and school purchases, or vendor-finance programs, leasing can provide a flexible solution. Many transactions require little to no upfront investment. Additionally, they often don’t require additional collateral and feature quick credit decisions. Even better, payment structures can be customized. They can align with the revenue and productivity gains the equipment is expected to generate.

Every day, large banks, captive finance companies, and national leasing providers compete for your customers’ business. But those organizations can’t offer what you can: a trusted relationship built on years of knowing your customer and understanding their business. By adding equipment finance to your suite of solutions, you can help customers secure the equipment they need. As a result, you also reinforce your role as their primary financial partner.

At Bankers’ Bank, we make it easy to offer equipment financing without giving up ownership of the customer relationship. You decide how involved you want to be. Keep the asset on your balance sheet if it fits your strategy. Or, take advantage of an off-balance-sheet structure that can generate up to 2% in fee income. Either way, you gain access to specialized equipment finance expertise. You get this without the cost, complexity, or operational burden of building those capabilities in-house.

The result? A better experience for your customers, additional opportunities for your bank, and a trusted partner helping you compete effectively in your market.

That’s the Bankers’ Bank way: delivering specialized financing solutions that help community banks serve their customers, strengthen relationships, and grow revenue.