Exploring the Future of Payments: Bankers’ Bank Forms Asset Tokenization Committee

Stablecoins. Deposit Coins. Tokenized Assets. Sound futuristic? Maybe. But they’re quickly becoming part of today’s payments conversation. Bankers’ Bank is diving in to make sure community banks are ready.

To stay ahead of the curve, our Executive Management Team and Board of Directors have launched an internal Asset Tokenization Committee. The goal? To explore how emerging digital payment technologies—like stablecoins and deposit coins—could impact community banking. And how we can help you navigate what’s coming.

This initiative comes on the heels of the GENIUS Act, which lays the groundwork for regulating payment stablecoins. Congress passed its first major legislation on digital assets—a big step forward, but only the beginning. Federal agencies have 18 months (from the Act’s signing on June 18, 2025) to develop the rules to shape how these technologies are used.

With that timeline in mind—and the pace of innovation accelerating—Bankers’ Bank is taking a proactive approach. We’re engaging teams across the bank, including Payments & Cash Management, Commercial Banking, Investments, Compliance, and Audit, to evaluate tokenization opportunities and operational considerations.

This space is evolving quickly, and we will keep you informed. Look out for regular updates as we explore how these technologies could support your bank’s future.