Navigating 2025: Key Updates and Insights for Community Banks from the FRB and Bankers’ Bank

Community banks underwent significant changes from the Federal Reserve Bank (FRB) in 2024. The FRB introduced the ScamClassifier model, achieved substantial milestones with the transition from the FedWire legacy format to the new ISO format, among other advancements.

The year 2025 promises further developments for community banks, including potential FRB rate adjustments, increased merger activity due to deregulation, and the necessity to raise capital through subordinated debt.

We invite you to join Bankers’ Bank and the FRB for a complimentary online webinar on February 11, 2025 at 10:30 am CT, for the 2nd Annual “Bankers’ Bank, the FRB and You – What You Need to Know for 2025 and Beyond.” During this seminar, you will receive updates on:

• FedWire to ISO Transition – Updates from the FRB and initiatives by Bankers’ Bank.
• ScamClassifier Model – Introduction by the FRB, alongside the FraudClassifier, and collaborative efforts in fraud reduction.
• FedNow Service – General updates from the FRB and Bankers’ Bank.
• Liquidity Management – Examining the role of the FRB and Bankers’ Bank.

We look forward to your participation in this informative session.

Date: Tuesday, February 11

Time: 10:30 am CT

Duration: 60 minutes