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Student Loan Referral — Sallie Mae Smart Option

The Sallie Mae Smart Option Student Loan Referral is a consumer loan that helps bridge the gap between the cost of attending college and a student’s other financial aid resources. It allows you to assist your customers without exposing you to credit risk, funding, disclosure requirements, liability and economic changes.

Through a link placed on your website, your customer has access to competitively priced student loans offered through industry leader Sallie Mae. In fact, the entire process is handled by Sallie Mae: application, disclosures, processing, loan decisions, funds disbursal, 24/7 online account management, call center services, lending services and billing/collection.

Key Features:

  • A fully turnkey program to assist with the cost of tuition, books, housing and other related expenses
  • Student may apply with a creditworthy cosigner to help qualify for a lower interest rate
  • Your bank may receive a referral fee for each closed loan

Sallie Mae support:

  • Easy online application with fast credit decisions
  • Customer service and application support
  • Marketing material for your in-branch campaign


For more information, contact your Correspondent Banker.